Law Society of Scotland
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Obligations Law Sub-Committee

Law Commission/Scottish Law Commission insurance law issues paper on micro-businesses

The Obligations Law Sub-Committee has written to the Law Commission to comment on its issues paper on micro-businesses. The issues paper proposes that small businesses should be treated as consumers for the purposes of the pre-contractual relationship in insurance contract law. The sub-committee supported this idea in general and suggested that the definition of "micro-business" should be consistent with the definition adopted by the Financial Services Ombudsman.