Law Society of Scotland
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Consumer Law

OFT Consultation: Consumer Credit Act 1974 - Misleading or otherwise undesirable names

The OFT is consulting on its approach to the notification of names for inclusion on a consumer credit licence and the type of names which will be considered misleading or otherwise undesirable.

The consultation explains the provisions of the Act relating to trading names, the processes involved in complying, what needs to be notified, and the OFT's approach to misleading or otherwise undesirable names, including its enforcement approach. The document covers all types of trading names, including names used in online trading. The OFT seeks comments on all aspects of its analysis and proposals.

The consultation explains the provisions of the Act relating to trading names, the processes involved in complying, what needs to be notified, and the OFT's approach to misleading or otherwise undesirable names, including its enforcement approach. The document covers all types of trading names, including names used in online trading. The OFT seeks comments on all aspects of its analysis and proposals.

BIS Consultation: Empowering and Protecting Consumers

The Government is proposing a number of reforms to the current institutional arrangements to ensure that the provision of consumer information, advice, education, representation and enforcement is delivered effectively and efficiently. This consultation seeks views on these.

Credit brokers and intermediaries: Draft OFT
guidance for brokers, intermediaries and the consumer credit and hire businesses which employ or use their services

This consultation sought views on the clarity of draft guidance by the Office of Fair Trading (OFT) on what the OFT would expect from credit brokers and credit intermediaries when they are dealing with prospective borrowers.

Draft OFT guidance for creditors, debt collectors, law firms and other businesses engaged in recovery of consumer credit debts

Specific Office of Fair Trading (OFT) guidance on debt collection (OFT 664) was first published in 2003 and updated in December 2006.

This consultation concerns the OFT's proposal to publish a revised version of that guidance, updated to take account of market developments, regulatory changes and other recently issued OFT guidance and draft guidance currently out to consultation.

Consumer Redress for Misleading and Aggressive Practices

This was a joint consultation paper published by The Law Commission and the Scottish Law Commission (SLC).  This consultation asked 'how far consumers should be given a right to redress when a trader acts in a misleading or aggressive way, in breach of the Consumer Protection from Unfair Trading Regulations 2008'.