In partnership with Tilney

The role of a legal adviser in divorce cases is well known, but perhaps that of a financial planner is less obvious. With our vast amount of knowledge and technical expertise, not only can we provide expert advice at both the pre and post settlement stages of a divorce, we can also be called upon as an expert witness if required.

We are here to help clients recognise the best way to financially maintain and sustain their desired standard of living for their lifetime while they are overcoming this period of disturbance in their lives.

  • Cashflow modelling – at the pre-settlement stage, we use cashflow modelling to assess how much income and capital your client will need to last them a lifetime, providing them with much needed reassurance and peace of mind. By helping them at an earlier stage in the divorce process, we can help them to recognise opportunities and avoid mistakes that could have damaging consequences in the future.

  • Pensions – we can provide detailed, expert advice on many aspects of pensions including cash equivalent transfer values. We will ascertain the ‘true value’ of a pension, as there is often a danger of treating a pension’s cash equivalent transfer value as just another capital asset. In reality, comparable cash equivalents may often produce vastly differing future income streams. Additionally, we can provide advice on tax-free cash payments, lifetime allowance planning along with the rules surrounding 2015’s pension freedoms and pension sharing orders.

  • Protection – our financial planners can advise on many issues surrounding divorce and financial protection. They can set up maintenance protection for any cases where there are children involved, health insurance and critical illness cover.

  • Tax – we can work with a client to see how their overall tax position is affected by their divorce and then look at structuring and assigning their assets in the most tax-efficient way.

To learn more about how we work with clients, visit

Get in touch with Tilney

Call 0333 014 5429

For professional use only. The value of your investment can go down as well as up, and you can get back less than you originally invested. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change. Please note we do not provide tax advice. The decision to access your pension is an important one and will affect your income and possibly your standard of living for years to come. Therefore, we recommend that before any decision is made you receive regulated financial advice or seek free guidance from